3 Seattle Homes Under $650K (Including One You Can Still Buy)
Seattle’s housing market is intense, but that doesn’t mean you're stuck with condos or fixer-uppers. These three listings—two recently sold, one still available—show what’s possible under $650K in the city.
What You Get with a Seattle Home (Under $650K)
Most Seattle homes under $650K offer:
2 to 3 bedrooms, around 1,000–1,300 sq ft
Townhome-style or detached single-family layouts
Built between 2004 and 2016
Private entry, often with garage or small yard
No shared walls (in some), no condo-style HOA fees
Real Examples
2104 S Massachusetts Street, Seattle, WA 98144
Price: $647,000
Details: 3 beds, 2 baths, 1,260 sq ft
Features: Built in 2016, this townhouse offers modern finishes and is located in a vibrant neighborhood.
7715A 48th Ave S, Seattle, WA 98118
Price: $585,000
Details: 2 beds, 2 baths, 1,015 sq ft
Features: Built in 2008, this single-family home boasts a private yard and is close to public transit.
1123 N 94th Street #A, Seattle, WA 98103
Price: $585,000
Details: 3 beds, 3 baths, 1,270 sq ft
Features: This 2004-built townhouse offers spacious living and is situated in a convenient location.
Pros of Buying a Home Under $650K in Seattle
Lower entry price compared to most single-family homes in the city
Often in walkable, transit-connected neighborhoods
Great for buyers who want less upkeep than a large house
No shared walls or HOA in many cases
Good potential for house hacking or rental income
What to Watch Out For
Small HOAs may still exist (shared driveways or maintenance agreements) — read the fine print
Limited outdoor space compared to traditional single-family homes
Townhomes may have shared walls or tight parking
Some homes may be on flag lots or in denser infill settings
Always check for inspection reports and permits on newer or flipped properties
Should You Buy a Seattle Home Under $650K in 2025?
Ask yourself
Do I want to be in the city but can’t stretch to $800K+?
Am I okay with limited space in exchange for location and price?
Do I plan to stay put for at least 3–5 years?
Am I buying this as a starter home, a house hack, or a future rental property?
If you're saying yes to most of these, one of Seattle’s more affordable townhomes or fee-simple homes might be exactly what you need.
Looking for something that actually fits your budget and lifestyle? Connect with Michael Haas for a free consultation: Book Here
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